Lock in Stability with a 15-Year Fixed-Rate Mortgage
Own your home faster with a low-rate 15-year fixed mortgage. Enjoy predictable payments and huge interest savings. Get your FREE quote today!
Do I Qualify for a 15-Year Fixed-Rate Mortgage?
Qualifying for a 15-year fixed-rate mortgage depends on a few key factors:
✔ Stable income & employment history
✔ Good credit score (varies by lender)
✔ Debt-to-income (DTI) ratio within limits
✔ Down payment (if required)
Since the monthly payments on a 15-year loan are higher than a 30-year loan, lenders may have stricter qualification requirements. However, the benefit is that you’ll own your home in half the time and save thousands in interest!
Here’s how it works:
- Apply for Pre-Approval – Get an estimate of what you can afford.
- Compare Loan Options – Choose the best rate and terms.
- Submit Your Loan Application – Provide required documents.
- Home Appraisal & Underwriting – Ensure the home meets lending standards.
- Final Approval & Closing – Sign the paperwork and secure your loan!
We make the home loan process easy and hassle-free, with expert guidance every step of the way.
- Complete our simple 15-Year Fixed Rate Mortgage Qualifier
- Adjustable Rate Mortgage (ARM)
- Receive options based on your unique criteria and scenario
- Choose the offer that best fits your needs
✔ Lower Interest Rates – Pay less over the life of your loan
✔ Faster Homeownership – Build equity quickly and become mortgage-free sooner
✔ Stable Monthly Payments – No surprises, just predictable costs
✔ Save Thousands on Interest – Less interest paid compared to a 30-year loan
While monthly payments are higher than a 30-year loan, many borrowers prefer a 15-year fixed mortgage for the long-term savings and financial security it provides.
